How to Cope If You Fail

Failures are sometimes not the easiest defeats to get over. They can take a toll on us physically and emotionally. Failure

If we are not careful, feelings of despair can come on pretty strongly and result in feelings of hopelessness.

But to combat hopelessness, we have four simple ways of coping:

Forgive yourself – Don’t be so hard on yourself. We sometimes set unrealistic expectations of ourselves. We get mad and think the worst things about ourselves. If only I was smarter. How could you make such a stupid decision. We tell ourselves some ugly things. But there comes a time where we need to release and quit hating on ourselves.

Acknowledge your mistakes – The sooner you acknowledge the errors made, the sooner you can correct and implement measures to prevent the same mistake. Remember, insanity is doing the same thing over and over again and expecting different results.

Implement new habits – If you know you shop to make yourself feel better, it is going to take discipline to exercise restraint. It requires a new mindset. Always say to yourself, I don’t need things to make me feel better. I am not defined by the amount of things I own.

Look onward – The past is the past. Leave it behind you. Move on and quit looking at the rear view mirror.

What’s most important in coping with failure, is the support of others. You can’t cope on your own. That’s where your family, friends and mentors come in.

And if they certainly love you, they will speak the truth in love.

Astrape Finance



What If You Need a Plan B

Life happens. plan b

We don’t go planning for delays or setbacks, but they do occur.

Let’s say you and your family were planning a vacation for over a year. You’re pretty much excited and ready to go, but you recently found out that your roof is leaking.

What are you going to do?

We all experience financial setbacks from time to time.

We sometimes have a pity party and think we are being we are denied the opportunity to achieve Plan A.

Not really.

It’s much like an unexpected detour we have to take on our morning commutes. It may take a little more time than usual to get there, but you know what; you do eventually get there.

So here’s to all who have had some delays. It may seem as though others have gone ahead of you, but don’t quit!

You’ll soon get there.

Astrape Finance 

The Importance of Planning Ahead

Is it always easy to make a plan? And to stick to it?

Are we so easily daunted by the amount of tasks that comes with planning, especially when it comes to our finances?

Smart Business Investments

Do we wait until we have to rush to get our affairs in order?

The answer is simple. Yes.

To prevent the frustration and at times the anguish that comes with planning, we have a solution.

Plan ahead.

Planning ahead makes us better prepared. The better prepared we are, the less stress we will experience.

To jump start your planning, we have listed scenarios to show you why planning ahead is important:

Jim’s Emergency

Jim is on his way home after a late night on the job. Suddenly, one of his tires burst. Things are a bit tight for him and his family, so he starts to worry, but he then remembers that he and his wife set up an emergency fund for surprises like these.

Sally’s Long-Term Plan

Sally is in her twenties and decides to start planning for retirement. Melanie is in her forties and has never thought of retirement. Since Sally is in her twenties, the amount required will be less than Melanie’s, since time is on Sally’s side. Since Melanie has approximately twenty plus years until retirement, her payments will be larger to accumulate required amount.

Elizabeth’s Pursuits

From the moment Elizabeth was born, her parents agreed to save for her university education. By the time she turned eighteen, she received a partial scholarship. If her parents had not planned for her education from the day she was born, it would have been a strain on them to support her in educational pursuits.

So, what are you waiting for?

Start planning today!

Astrape Finance

How To Set Goals for 2014

We’ve all heard that it’s tradition to make new year resolutions, make a plan and stick to it.

Unfortunately, in most cases we don’t manage to make it past day one in the new year.   goals

But before you become apprehensive about setting goals, we have our definitions of what a plan is and what goals are.

A plan is considered a map for a journey. Goals are considered series of steps taken to reach a destination.

Now that doesn’t sound half bad.

The reason why we become intimidated by goals is that there is this pressure to accomplish them within a year. We become frustrated when we don’t see the results and give up instantly.

To help you in your goal setting, we have an example from our Founder of how her family sets goals.

The Plan: To Build Our Home

Goal #1: Get out of debt

Goal #2: Save money for emergencies

Goal #3: Save money for unemployment

Goal #4: Save money towards a down payment

Goal #5: Obtain a fixed rate mortgage

Goal #6: Repay the mortgage in 15 years

What’s the moral of the story?

Plans can be made, but just be aware that they won’t be accomplished in 2014, but they will be accomplished.

Break your plan down into goals and seek to accomplish it one step at a time.

Astrape Finance